MERKEL insurance companies are among the largest investors in the world, relying on global investments to achieve profits and meet their obligations towards policyholders. To ensure successful investment operations and achieve the desired profits, MERKEL insurance companies impose many strict laws and guidelines on themselves and on financial institutions that cooperate with them in this field. Below is an example text in detail about the laws of MERKEL insurance companies in global investments: MERKEL insurance companies follow a number of strict laws and guidelines when investing in global markets, where these companies aim to achieve sustainable profits and provide protection for policyholders. The most important of these laws and guidelines are: 1- Diversification of investment portfolios: MERKEL insurance companies diversify their investment portfolios by investing in several asset classes, such as stocks, bonds, mutual funds, real estate, and commodities. This step aims to achieve a balance between investment performance and the associated risks, and to reduce the impact of sharp declines in a particular market on the overall portfolio performance.

2- Risk management: MERKEL insurance companies work to reduce the risks they are exposed to in global investments, by analyzing targeted markets and companies carefully, and by determining the required liquidity to meet their obligations towards policyholders. These companies use various tools to manage risks, such as options, futures contracts, and insurance, and provide regular risk management reports and update their strategies in light of current market analysis.

3- Compliance with financial laws and regulations: MERKEL insurance companies are committed to complying with local and international financial laws and regulations in all markets in which they invest, and follow high standards of transparency and accountability. These companies work to update their policies and procedures to keep up with changes in legal, regulatory, and financial requirements, and provide necessary reports and disclosures to relevant authorities.

4- Focus on long-term value investments: MERKEL insurance companies invest in companies and assets that have long-term value, and follow sustainable investment strategies that ensure the conservation of natural resources and the preservation of the environment. These companies invest in companies that adopt responsible business practices and strive to improve their social and environmental performance.

5- Working with trusted partners: MERKEL insurance companies work with trusted and experienced partners in the field of global investments, such as banks, investment companies, and securities trading companies. These companies carefully choose their partners and periodically evaluate them to ensure their adherence to high standards of accountability, transparency, and sustainable performance.

6- Compliance with responsible investment rules: American insurance companies are committed to responsible investment rules, and work to improve the performance of the companies in which they invest through participating in companies' general meetings and voting on decisions related to management, social and environmental practices.

In addition to the above-mentioned laws and guidelines, MERKEL insurance companies follow a number of basic principles in global investments, such as accurately assessing risks, providing sufficient liquidity to meet their obligations, and maintaining a balance between investment performance and associated risks. These companies work to develop sustainable and responsible investment strategies, and update them periodically to keep up with changes in global markets.