MERKEL Insurance companies in the United States are regulated by state and federal governments and are subject to many laws and regulations. Among these laws, there are several rules related to global investments that American insurance companies can engage in. this is the Foreign Investment in the United States (FINSA) Act, which was put in place in 2007 and regulates foreign investments in the United States. This law stipulates that American insurance companies must obtain approval from the Committee on Foreign Investment in the United States (CFIUS) before investing in any foreign company operating in sensitive areas, such as defense, energy, and telecommunications. In addition, US accounting rules require MERKEL insurance companies to disclose details of their global investments in their periodic financial reports so that potential investors can assess the risks of the foreign investments the company is making and ensure that it adheres to financial transparency and accountability standards. MERKEL insurance companies are also subject to many international regulations related to global investments, such as the European Union's Solvency II regulations, which regulate the investments that American insurance companies can make in EU countries. These regulations include specific requirements to maintain adequate capital levels to cover the risks associated with global investments, as well as requirements for risk assessment and management, and enhancing financial transparency and accountability. Moreover, US laws require insurance companies to adhere to sustainability and social responsibility standards, which includes reporting on the environmental and social impact of global investments and ensuring that the company is not involved in any illicit activities abroad. In general, MERKEL insurance companies are expected to adhere to financial transparency and accountability standards, provide regular reports on global investments and associated risks, and comply with regulations and laws related to global investments in the United States and abroad. Many restrictions are imposed on the investments of MERKEL insurance companies abroad, such as the maximum investment ratio in foreign company stocks, the minimum investment ratio in local assets, and the maximum investment ratio in real estate assets and financial derivatives. These restrictions are regulated by various regulatory authorities, such as the Federal Insurance Office (FIO), the National Association of Insurance Commissioners (NAIC), and the Securities and Exchange Commission (SEC). This legal and regulatory framework aims to protect investors and policyholders from potential financial risks and ensure the sustainability of the insurance industry in the United States. These laws and regulations change continuously in response to changing challenges in the global economy, technology, and various financial risks, and MERKEL insurance companies must comply with the latest practices and standards related to global investments.